Your Approval, Your Schedule, Your Privacy
Completely online, No dealership visit, Judgment-free, Delivery to your door
Get Approved Fully Online
At Okanagan Auto Credit, you can get approved fully online, right from the comfort of your home—on your schedule. We offer discreet approvals where your data, privacy, and credit history are fully respected and kept confidential. You’ll work one-on-one with a credit expert, not an aggressive salesperson, ensuring clear answers, honest guidance, and a pressure-free experience from start to finish.
"I’ve only been in Canada for 2 months and thought getting a vehicle would be impossible, but Ashish at Okanagan Auto Credit through Vernon Nissan made it happen! He helped me get approved for a brand new 2024 AWD SUV, and the whole process was fast, honest, and easy. Highly recommend him if you’re new to the country!"
"I recently moved to Canada and was nervous about getting approved for a vehicle with no credit history. The Specialty Finance Team at Vernon Nissan — Ashish and Vihaan from Okanagan Auto Credit — made the whole process so easy! They helped me understand everything, got me approved for a brand new car, and made sure the payments fit my budget. The service was professional, honest, and super friendly. They even delivered the vehicle to my city, 7 hours away! If you’re new to the country, have limited credit, or just want a fast and stress-free car buying experience, I highly recommend Okanagan Auto Credit at Vernon Nissan. These guys truly go above and beyond!"
"I was stuck in a vehicle I wasn’t happy with and didn’t think I had any options because of my credit, but Ashish at Okanagan Auto Credit through Vernon Nissan really came through. He helped me get approved and into a much better vehicle that fits my needs and budget. The process was smooth, honest, and stress-free. Highly recommend reaching out to him if you’re in a similar spot!"
We Help All Credit Situations
Read more below to find out which credit situation applies to you.
No Judgement, Just Advice
We offer no-judgment credit consultations because we know life happens and every credit story is different. Whether you're new to credit, rebuilding after setbacks, or coming out of a consumer proposal or bankruptcy, our team is here to help you move forward — not look back. We provide free, no-obligation pre-approvals tailored to every credit situation, with clear guidance, honest advice, and a supportive approach that makes the process stress-free. No pressure, no embarrassment — just real solutions to help you get approved and into a reliable vehicle.
